Understanding the Social Security Table for Determining Quarters of Coverage: § 404.115

Learn how to determine the number of quarters of coverage you need to be fully insured by using the Social Security Table found in § 404.115.

https://www.ssa.gov/OP_Home/cfr20/404/404-0115.htm

This table shows the number of quarters of coverage required based on the worker’s birth year and gender, as well as the worker’s age at the time of death. The table also considers periods of disability in calculating the number of quarters of coverage required. This article is a helpful guide for individuals seeking to understand the Social Security requirements for being fully insured.

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