Old-Age Benefits

Social Security application withdrawal flowchart

How to Withdraw a Social Security Application: A Comprehensive Guide, § 404.640

Withdrawing a Social Security application can be a complex process, but it is important to understand the rules and procedures in case you ever need to do so. In this blog post, we’ll break down the steps and requirements for withdrawing an application before and after a determination is made, as well as the implications …

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Social Security Benefit Filing Guide

Filing Requirements for Old-Age and Spousal Benefits, § 404.623

Navigating the world of Social Security benefits can be confusing, especially when it comes to understanding the filing requirements for old-age and spousal benefits. In this blog post, we’ll break down § 404.623, which addresses whether you are required to file for all benefits if you are eligible for both old-age and husband’s or wife’s benefits. …

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Chart illustrating late filing rules and timelines for different Social Security benefits

Late Filing for Social Security Benefits and Exceptions, § 404.621

Navigating the process of filing for Social Security benefits can be confusing, especially when it comes to understanding the rules and timelines. One important aspect to be aware of is what happens if you file your application after the first month you meet the requirements for benefits. This blog post aims to clarify the consequences …

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An illustration of a calculator with the Social Security logo on it.

Understanding How Social Security Benefits are Reduced for Age When Entitled to Multiple Benefits, § 404.411

Navigating the complex world of Social Security benefits can be challenging, especially when you’re entitled to multiple benefits. In this blog post, we’ll break down the rules and scenarios under which benefits are reduced for age when a person is entitled to two or more benefits. This information is based on § 404.411, which outlines how …

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A chart illustrating Social Security benefit reductions for old-age, spouse, and widow/widower benefits based on months before full retirement age.

Understanding Social Security Benefit Reductions Before Full Retirement Age, § 404.410

Social Security benefits can be reduced if entitlement begins before reaching full retirement age. The reductions are different for old-age, spouse, and widow/widower benefits. In this post, we’ll explain how the Social Security Administration (SSA) reduces these benefits and provide examples to help you understand the calculations. Old-Age Benefits Reduction The SSA reduces old-age benefits …

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Full Retirement Age table based on birth date

Understanding Full Retirement Age and Its Impact on Your Benefits, § 404.409

Full retirement age is a crucial factor when planning your retirement and understanding your social security benefits. It is the age at which you become eligible to receive unreduced old-age, wife’s, husband’s, widow’s, or widower’s benefits. Previously set at 65, the full retirement age is gradually being increased to 67 for people born after January …

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Article on Social Security benefits for equitably adopted children.

Understanding Dependency for Equitably Adopted Children in Social Security Benefits, § 404.365

Equitably adopted children may be eligible for Social Security benefits based on their adoptive parent’s record. However, the dependency criteria must be met to establish eligibility. In this article, we’ll discuss the conditions under which an equitably adopted child is considered dependent upon the insured, as defined in § 404.365. Definition of an Equitably Adopted Child …

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Family discussing Social Security benefits

Understanding Grandchild or Stepgrandchild Dependency for Social Security Benefits, § 404.364

It’s important to understand the criteria for determining grandchild or stepgrandchild dependency, as it can impact Social Security benefits. This blog post aims to provide a clear explanation of when a grandchild or stepgrandchild is considered dependent upon the insured according to § 404.364. Criteria for grandchild or stepgrandchild dependency A grandchild or stepgrandchild is considered …

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Unraveling the criteria for dependency of adopted children on insured parents' benefits.

Understanding Dependency of Legally Adopted Children on Insured Parents, § 404.362

In cases where a child is legally adopted by an insured individual, it is crucial to determine whether the child is considered dependent on the insured. This blog post will discuss the various conditions under which a legally adopted child can be considered dependent on the insured, as outlined in § 404.362. Dependency of a Legally …

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Understanding Divorced Spouse Entitlement to Wife’s or Husband’s Benefits: Section 404.331 Explained

Learn the requirements for receiving wife’s or husband’s benefits as a divorced spouse Navigating the world of Social Security benefits can be challenging, especially for divorced spouses. Section 404.331 outlines the conditions under which a divorced spouse may be entitled to wife’s or husband’s benefits based on their ex-spouse’s old-age or disability benefits. In this …

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