The Social Security Disability Insurance (SSDI) program provides financial assistance to individuals who are unable to work due to a disability. To be eligible for SSDI benefits, an individual must meet certain criteria, including having a disability that is expected to last for at least 12 months or result in death, and having worked a certain number of years and paid into the Social Security system.
In order to receive SSDI benefits, an individual must file a claim with the Social Security Administration (SSA). If the SSA determines that the individual meets the eligibility criteria, they will be designated as an “insured” individual and receive SSDI benefits.
However, if an individual fails to act promptly after becoming disabled and does not file a claim for SSDI benefits within the required time frame, they may lose their designation as an insured individual. This means that they will no longer be eligible for SSDI benefits, even if they meet the eligibility criteria.
The reason for this is that the SSA requires individuals to file a claim for SSDI benefits within a certain period of time after becoming disabled. This time frame is known as the “prescribed period,” and it varies depending on the individual’s circumstances. If an individual fails to file a claim within the prescribed period, they may lose their designation as an insured individual and be unable to receive SSDI benefits.
Therefore, it is important for individuals who become disabled and are unable to work to act promptly and file a claim for SSDI benefits as soon as possible. This will help ensure that they maintain their designation as an insured individual and are able to receive the financial assistance they need to support themselves and their families.