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Understanding Excess Earnings and Grace Year Provisions in Social Security, § 404.435

When it comes to Social Security benefits, understanding the rules and regulations can be a bit overwhelming. In this blog post, we will break down the concept of excess earnings, months to which excess earnings can or cannot be charged, and the grace year provisions as outlined in § 404.435 of the Social Security regulations. I. …

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A hand holding a Social Security card with the text "Understanding Excess Earnings and the Social Security Earnings Test" written on it.

Understanding Excess Earnings and the Social Security Earnings Test, § 404.434

A Comprehensive Guide on How Excess Earnings Affect Your Social Security Benefits When it comes to Social Security benefits, understanding the concept of excess earnings is essential. This blog post will break down the complexities of excess earnings and the Social Security earnings test to help you make informed decisions about your benefits. Section 1: …

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A graphic illustrating the components of earnings, including wages and self-employment, and their impact on Social Security benefits.

Understanding Earnings: A Comprehensive Guide to Wages, Self-Employment, and Social Security, § 404.429

Navigating the world of earnings, particularly with respect to Social Security and self-employment, can be confusing. This blog post aims to simplify and explain the concept of earnings as it relates to wages, self-employment, and Social Security by breaking down the relevant legal provisions. Definition of Earnings: Earnings generally refer to the sum of wages …

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Understanding How Deductions are Made in Social Security Benefits, § 404.423

Social Security benefits are an essential part of many people’s retirement plans. However, certain events can lead to deductions from these benefits. In this blog post, we’ll explore how deductions are made, as outlined in §404.423 of the Social Security regulations. Understanding these rules can help ensure you’re aware of any potential reductions in your …

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Graph illustrating the GPO impact on Social Security spouse's benefits

Understanding the Government Pension Offset (GPO) and its Impact on Social Security Spouse’s Benefits, § 404.408a

If you receive a government pension based on non-covered employment, your Social Security spouse’s benefits may be reduced. This reduction, known as the Government Pension Offset (GPO), can be a complex topic. In this blog post, we will break down the essentials of the GPO, its exceptions, and its impact on your Social Security benefits. …

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Understanding the Regulations in Part 404 of the Social Security Administration

Part 404 of the Social Security Administration (SSA) Regulations No. 4 relates to the provisions of title II of the Social Security Act. https://www.ssa.gov/OP_Home/cfr20/404/404-0001.htm This part has 22 subparts that cover various aspects of the Act and its amendments over the years. Subparts A through E cover general definitions, quarters of coverage, insured status requirements, …

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