Reductions

Social Security benefits paper on a desk with a pen and calculator.

Navigating Retroactive Benefits: Understanding § 404.406 Reductions

Leave a Comment / Reductions / April 25, 2023

Navigating the complexities of Social Security benefits can be a daunting task. One of the more confusing aspects is understanding how retroactive benefits are calculated and applied. In this blog post, we will explore § 404.406 Reductions and how they impact the benefits you and your family may receive. Understanding § 404.406 Reductions: Section 404.406 deals with …

Navigating Retroactive Benefits: Understanding § 404.406 Reductions Read More »

A guide to understanding Social Security savings clauses.

Understanding Exceptions to Benefit Reductions: The Savings Clause, § 404.405

Leave a Comment / Reductions / April 25, 2023

In the realm of Social Security benefits, there are certain exceptions, known as “savings clauses,” which prevent benefits from being lowered or guarantee minimum increases for certain individuals. These clauses ensure that statutory changes don’t disadvantage the recipients. This article will discuss the various situations where a savings clause may come into effect, providing exceptions …

Understanding Exceptions to Benefit Reductions: The Savings Clause, § 404.405 Read More »

Family discussing Social Security benefits

Understanding the Impact of Reductions on Maximum Benefits for Insured Individuals and Their Dependents, § 404.404

Leave a Comment / Reductions / April 25, 2023

The Social Security Administration (SSA) has established rules and regulations to ensure the fair distribution of benefits among insured individuals and their dependents. One such regulation, § 404.404, outlines how reductions for maximum benefits can impact insured individuals and other persons entitled to benefits based on the insured individual’s earnings record. In this blog post, we …

Understanding the Impact of Reductions on Maximum Benefits for Insured Individuals and Their Dependents, § 404.404 Read More »

Social Security benefits for a family with a worker and three dependents.

Understanding the Reduction of Social Security Benefits When Exceeding Maximum Family Benefits, § 404.403

Leave a Comment / Reductions / April 25, 2023

The Social Security Act sets a limit on the amount of monthly benefits that can be paid based on an individual’s earnings. When the total benefits for all persons entitled to one earnings record exceed the maximum amount prescribed by law, the benefits must be reduced to comply with that maximum. This article provides an …

Understanding the Reduction of Social Security Benefits When Exceeding Maximum Family Benefits, § 404.403 Read More »