April 2023

Social Security and disability benefits redetermination chart.

Navigating Benefit Reductions for Disabled Individuals Receiving Multiple Disability Benefits, § 404.408

Understanding the regulations and provisions surrounding benefit reductions for disabled individuals receiving multiple disability benefits can be quite complex. This blog post aims to simplify and explain the key aspects of § 404.408, which covers the reduction of benefits based on disability on account of receipt of certain other disability benefits provided under Federal, State, or […]

Navigating Benefit Reductions for Disabled Individuals Receiving Multiple Disability Benefits, § 404.408 Read More »

A flowchart showing how Social Security benefit reductions apply when an individual is eligible for multiple benefits.

Understanding Benefit Reductions in Social Security, § 404.407

The Social Security Administration (SSA) provides various types of benefits, including old-age insurance, disability insurance, and survivor benefits. In some cases, individuals may be eligible for more than one type of benefit at the same time. When this happens, certain reductions may apply to prevent the individual from receiving the full amount of each benefit.

Understanding Benefit Reductions in Social Security, § 404.407 Read More »

Social Security benefits paper on a desk with a pen and calculator.

Navigating Retroactive Benefits: Understanding § 404.406 Reductions

Navigating the complexities of Social Security benefits can be a daunting task. One of the more confusing aspects is understanding how retroactive benefits are calculated and applied. In this blog post, we will explore § 404.406 Reductions and how they impact the benefits you and your family may receive. Understanding § 404.406 Reductions: Section 404.406 deals with

Navigating Retroactive Benefits: Understanding § 404.406 Reductions Read More »

A guide to understanding Social Security savings clauses.

Understanding Exceptions to Benefit Reductions: The Savings Clause, § 404.405

In the realm of Social Security benefits, there are certain exceptions, known as “savings clauses,” which prevent benefits from being lowered or guarantee minimum increases for certain individuals. These clauses ensure that statutory changes don’t disadvantage the recipients. This article will discuss the various situations where a savings clause may come into effect, providing exceptions

Understanding Exceptions to Benefit Reductions: The Savings Clause, § 404.405 Read More »

Family discussing Social Security benefits

Understanding the Impact of Reductions on Maximum Benefits for Insured Individuals and Their Dependents, § 404.404

The Social Security Administration (SSA) has established rules and regulations to ensure the fair distribution of benefits among insured individuals and their dependents. One such regulation, § 404.404, outlines how reductions for maximum benefits can impact insured individuals and other persons entitled to benefits based on the insured individual’s earnings record. In this blog post, we

Understanding the Impact of Reductions on Maximum Benefits for Insured Individuals and Their Dependents, § 404.404 Read More »

Social Security benefits for a family with a worker and three dependents.

Understanding the Reduction of Social Security Benefits When Exceeding Maximum Family Benefits, § 404.403

The Social Security Act sets a limit on the amount of monthly benefits that can be paid based on an individual’s earnings. When the total benefits for all persons entitled to one earnings record exceed the maximum amount prescribed by law, the benefits must be reduced to comply with that maximum. This article provides an

Understanding the Reduction of Social Security Benefits When Exceeding Maximum Family Benefits, § 404.403 Read More »

Social Security benefit rules and calculations

Understanding the Interrelationship of Deductions, Reductions, Adjustments, and Nonpayment of Social Security Benefits, § 404.402.

Social Security benefits can be a vital part of many people’s lives, but the regulations surrounding these benefits can be quite complex. In this blog post, we will break down and explain the interrelationship of deductions, reductions, adjustments, and nonpayment of benefits in the context of Social Security. This information is based on the Social

Understanding the Interrelationship of Deductions, Reductions, Adjustments, and Nonpayment of Social Security Benefits, § 404.402. Read More »

Diagram illustrating the relationship between disability benefits, trial work period, and substantial gainful activity

When Disability Benefits Stop Due to Work Activity, § 404.401a.

If you’re receiving disability benefits under Title II of the Social Security Act, it’s essential to understand how engaging in work activity can impact your benefits. This blog post will break down the rules and regulations that govern when disability benefits may stop due to work activity, according to § 404.401a of the Social Security regulations.

When Disability Benefits Stop Due to Work Activity, § 404.401a. Read More »

Social Security benefits chart

Understanding Deductions, Reductions, and Nonpayments of Social Security Benefits, § 404.401

Navigating the Social Security system can be complex, and it’s essential to understand how certain conditions can affect your benefits. In this blog post, we’ll discuss the various scenarios that may result in deductions, reductions, nonpayments, or adjustments to your monthly Social Security benefits or lump-sum death payments. Reductions in Monthly Benefits Your monthly Social

Understanding Deductions, Reductions, and Nonpayments of Social Security Benefits, § 404.401 Read More »

A flowchart illustrating the process of determining eligibility for the lump-sum death payment in the absence of a surviving widow(er).

Understanding Lump-Sum Death Payments: Who is Entitled When There’s No Surviving Widow(er)? § 404.392

The Social Security Administration (SSA) provides a one-time lump-sum death payment to eligible survivors when an insured individual passes away. This payment helps cover immediate expenses related to the deceased’s passing. This blog post aims to clarify who is entitled to receive the lump-sum death payment when there is no surviving widow(er) living in the

Understanding Lump-Sum Death Payments: Who is Entitled When There’s No Surviving Widow(er)? § 404.392 Read More »