April 2023

Understanding Social Security Coverage: What is a Quarter of Coverage? § 404.140

As a worker, it is important to understand how your social security benefits are determined. https://www.ssa.gov/OP_Home/cfr20/404/404-0140.htm One of the most important aspects of this determination is the concept of a “quarter of coverage” or QC. A QC is the basic unit of social security coverage used in determining a worker’s insured status. In this blog …

Understanding Social Security Coverage: What is a Quarter of Coverage? § 404.140 Read More »

Understanding § 404.132: Determining Fully Insured Status for Disability Benefits

If you are seeking disability insurance benefits or establishing a period of disability, it is important to understand how the Social Security Administration determines fully insured status. https://www.ssa.gov/OP_Home/cfr20/404/404-0132.htm § 404.132 outlines the rules for determining when the period of elapsed years ends, which is a critical factor in determining if you are fully insured. For women …

Understanding § 404.132: Determining Fully Insured Status for Disability Benefits Read More »

Are you wondering when you must have disability insured status to establish a period of disability or become entitled to disability insurance benefits? § 404.131

The answer is found in Section 404.131 of the Social Security Act. “Understanding Disability Insured Status: When It Is Required for Disability Insurance Benefits” https://www.ssa.gov/OP_Home/cfr20/404/404-0131.htm According to this section, to establish a period of disability, you must have disability insured status in the quarter in which you become disabled or in a later quarter in …

Are you wondering when you must have disability insured status to establish a period of disability or become entitled to disability insurance benefits? § 404.131 Read More »

Understanding How Currently Insured Status is Determined: An Overview of § 404.120

This blog post explains the Social Security Administration’s guidelines for determining whether someone is currently insured. https://www.ssa.gov/OP_Home/cfr20/404/404-0120.htm To be currently insured, a person must have earned at least 6 quarters of coverage (QCs) during the 13-quarter period that ends with the quarter in which they die, become entitled to disability insurance benefits, or become entitled …

Understanding How Currently Insured Status is Determined: An Overview of § 404.120 Read More »

Understanding the Social Security Table for Determining Quarters of Coverage: § 404.115

Learn how to determine the number of quarters of coverage you need to be fully insured by using the Social Security Table found in § 404.115. https://www.ssa.gov/OP_Home/cfr20/404/404-0115.htm This table shows the number of quarters of coverage required based on the worker’s birth year and gender, as well as the worker’s age at the time of death. …

Understanding the Social Security Table for Determining Quarters of Coverage: § 404.115 Read More »

Understanding Social Security’s Fully Insured Status for Certain Employees of Private Nonprofit Organizations, § 404.112

Description: This section, § 404.112, outlines the requirements for employees of private nonprofit organizations to be considered fully insured under Social Security. If an employee is age 55 or over on January 1, 1984, and meets the specified requirements, they will be considered fully insured. The number of quarters of coverage (QCs) required varies based on …

Understanding Social Security’s Fully Insured Status for Certain Employees of Private Nonprofit Organizations, § 404.112 Read More »

Understanding How Social Security Determines Fully Insured Status, § 404.110

Are you confused about how the Social Security Administration determines if you are fully insured? https://www.ssa.gov/OP_Home/cfr20/404/404-0110.htm Don’t worry, you’re not alone. It can be a complex process, but understanding how it works is important for receiving the benefits you deserve. In this blog post, we will break down § 404.110, which describes how the number of …

Understanding How Social Security Determines Fully Insured Status, § 404.110 Read More »

Understanding Insured Status and Quarters of Coverage under Social Security § 404.101.

Are you wondering if you have insured status under the social security program? / https://www.ssa.gov/OP_Home/cfr20/404/404-0101.htm Look no further than § 404.101. This section of the Social Security Administration’s regulations explains what it means to have insured status and how you can become fully or currently insured. It also outlines how your insured status is essential …

Understanding Insured Status and Quarters of Coverage under Social Security § 404.101. Read More »

§ 404.2: General Definitions and Use of Terms in Social Security Regulations

Part 404 of the Social Security Administration regulations includes general definitions and terms used throughout the Act. https://www.ssa.gov/OP_Home/cfr20/404/404-0002.htm This section defines terms related to the Act and regulations, such as the Commissioner, Appeals Council, Administrative Law Judge, and Administrative Appeals Judge. The definitions also cover miscellaneous terms such as certification, benefits, lump sum, attainment of …

§ 404.2: General Definitions and Use of Terms in Social Security Regulations Read More »

Understanding the Regulations in Part 404 of the Social Security Administration

Part 404 of the Social Security Administration (SSA) Regulations No. 4 relates to the provisions of title II of the Social Security Act. https://www.ssa.gov/OP_Home/cfr20/404/404-0001.htm This part has 22 subparts that cover various aspects of the Act and its amendments over the years. Subparts A through E cover general definitions, quarters of coverage, insured status requirements, …

Understanding the Regulations in Part 404 of the Social Security Administration Read More »