To find out if you qualify, the first step is to calculate the number of years you have paid Social Security taxes. This is the sum of your creditable social security earnings between 1937-1950 divided by $900 (without counting any fractions) plus the number of years after 1950 in which your social security earnings were at least a certain amount (see appendix IV). You need to have at least 11 years of coverage to qualify, but if your regular minimum benefit amount is higher, you will receive that instead.
To calculate the special minimum primary insurance amount, subtract 10 from the number of years you have coverage, then multiply the remainder by $11.50. After that, add any automatic cost-of-living or ad hoc increases that have become effective since December 1978 (see appendix V).
For example, let’s say Ms. F has enough earnings to have 26 years of coverage, 15 of which are after 1950. Subtracting 10 from 26 leaves a remainder of 16, which when multiplied by $11.50 results in $184. Adding the cost-of-living increases results in a special minimum primary insurance amount of $257.30 effective June 1981. If this amount is higher than what Ms. F would receive using other methods, she will receive the special minimum amount instead.
https://www.ssa.gov/OP_Home/cfr20/404/404-0261.htm
At Hugo Fierro & Michael Perez, our team of dedicated professionals is committed to providing comprehensive guidance and support to help you navigate the intricacies of your Social Security Disability claim. With our expertise and personalized approach, we strive to ensure that you gain a thorough understanding of the process and achieve the best possible outcome for your case.